Open settings
Open Safe to spend, then Settings. The page describes the currency, accounts, savings reserve and planning date you can change.
Choose the inputs
- Select the currency to plan in.
- Choose the default account selection or customise Accounts to count.
- Enter a Savings reserve you want excluded from the estimate.
- Choose the planning period or Plan through date.
- Review the selected accounts and choose Save settings.
Eligible accounts
Account type and currency affect whether a balance can count. Credit and investment accounts are not cash-like spendable balances. Read the included/excluded explanation beside each account rather than assuming all balances count.
Review after changes
Return to the estimate and check its breakdown. Changing Safe to spend settings does not convert currencies or change account balances.