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Getting started
Your first account, first transaction and first look around.
4 articlesLogin & security
Email verification, passwords, Google and two-factor codes.
7 articlesAccounts & activity
Record money, understand balances and fix a transaction.
7 articlesBudgets & reports
Set category limits and understand your spending.
2 articlesSafe to spend
Set up and understand your spending estimate.
3 articlesBills & households
Track commitments and understand shared spending.
6 articlesCSV & Spndy AI
Bring in transactions and explore optional analysis.
6 articlesPlans & support
Manage preferences, subscriptions and support requests.
7 articlesQuestions, answered
Quick answers
The details that make a differenceDoes Spndy connect to my bank?
Creating an account in Spndy creates a manual tracking record, not a bank connection.
Read the full guideDoes changing currency convert my money?
No. Preferred currency and account-label corrections do not convert amounts.
Read the full guideWill marking a bill paid reduce my balance?
No. It records a bill payment occurrence; a separate expense record changes the recorded account balance.
Read the full guideIs Safe to spend my bank's available balance?
No. It is an estimate from your recorded balances, selected settings and known commitments.
Read the full guideAre household members shown all my transactions?
No. Membership does not automatically share all personal records.
Read the full guide