Optional analysis
Spndy can analyse recorded transactions on its servers for tools such as insights, budget suggestions and recurring-expense findings when you turn analysis on.
Ask and Explain
When you deliberately ask a question or request an AI explanation, the app's disclosure describes sending the question and limited financial summaries to Anthropic. The question itself is sent as you wrote it.
Be careful with free text
Do not include passwords, recovery codes, bank account numbers, names or other sensitive identifiers in a question. A summary can still contain sensitive financial information.
Your controls
Read Privacy and how Spndy AI works and the full Privacy Policy for current details. You can withdraw AI permission in Spndy AI. This guide does not replace the policy or promise zero retention.